Car Insurance Reviews

RBC Insurance Auto Insurance Reviews

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(264 reviews)
RBC Insurance
1.4 out of 5 stars:
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I'm justified at fault accident ruined my insurance prospect

by Cecilia on Apr 25, 2024
1.3 out of 5 stars

RBC insurance have completely destroyed my ability to have car insurance because of their dishonest practices. They claimed that I had two at felt accidents in a period of 6 years. In my very first accident ever, a large rock fell from a moving truck that was in a parallel 3 cars ahead of me. It came flying at high speed thankfully under my car and damaged the exhaust. They never told me that this was an at fault accident. 2 years later I had to go to a critical doctor's appointment and a flash snowstorm started on my way home. There were cars illegally parked on the road and a truck came speeding by me. As I tried to correct, I hit some ice and gently tapped an illegally parked car. I reported this claim knowing that I would be held responsible, and it was just unfortunate circumstances. However, I never imagined that that would get me blacklisted for car insurance unless I want to pay $1,000 a month in high risk insurance. I can't begin to explain how damaging this is for my family, and I am so devastated. These people have absolutely no moral compass. I was a customer for 15 years.

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Over 3 hours to get a name change on a policy

by ronny on Dec 13, 2023
1 out of 5 stars

All I wanted was a name change on a policy of RBC and was on the phone for 3 hours. This is the worst service I can ever imagine. How bad would it be if I had a claim?

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Aidan Colqhoun is such an amazing person!

by Monira Zaman on Oct 27, 2023
4.7 out of 5 stars

I had a critical situation where my brother drove my car and had bad accident. The support i got was amazing! He was empathetic, he was kind, understanding and provided wonderful customer service. Although my broker was not at all prompt and helpful but because of my agent my problem got resolved quickly. He is very knowledgeable and he knows the laws and rules properly.

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Please stay away !

by Mohamed Amine Chakroun on Oct 5, 2023
1 out of 5 stars

The first time I enrolled with them, I got a better rate than what I had previously. In one year, they decided to increase my premium by 30% for no reason.
Once I sold the car, I had to pay cancellation fees and I was not reimbursed for last month which I paid in advance.
This is really pathetic!
Cheap, unprofessional company !

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It takes time for more than an hour

by Zongbin Chen on Dec 14, 2022
1 out of 5 stars

I just want to change the auto address, it takes me more than an hour. The customer service checks my property insurance. Wasted 30 minutes... Customer service has no working knowledge at all.

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Worst auto insurance in Canada

by Nasser Enad on Oct 18, 2022
1 out of 5 stars

Never ever dealing with RBC anymore.
Especially your auto insurance the worst customer service ever since September 02, 2022, I was calling to cancel my auto policy because the car was sold so no need for it.
Every time I called waiting on the phone for a minimum of 4 hours. It took me more than one month and a half just to cancel my insurance and they said they can't refund me until I prove that I called many times by sending them a list of calls and such things. Seriously you guys are disgusting.

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Getting connected to RBC customer care support team is a nightmare.

by Shiju on Oct 11, 2022
1 out of 5 stars

RBC insurance service is great, but to get connected to an insurance customer care support team is a nightmare.
The average wait time is 1.5 hours to 2 hours and they have big challenges in calling back service.
Looks like they are understaffed and not able to meet customers' needs.

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Incoordination between employees

by Arthur Vicente on Oct 5, 2022
2 out of 5 stars

I had to move out of the country for several months and no one would be accessing/driving the car.
Called in 45 days before leaving and was told that the best option would be a "suspension of coverage". The cost would be 15% of what my premium is.
Nevertheless, he suggested that it was too early to apply the change and to call back 30 days before my departure.
I did. I explain again my situation and and requested the "suspension of coverage" as suggested by the previous agent. This time I got a quote that was about 35% of my premium. I told her that I was quoted a much less amount and that she could confirm it by going to the notes in my file. Her reply was that the previous agent shouldn't have quoted me any value.
I decided to cancel, both, the car and house insurance.

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Impossible to approach

by Glee on Oct 4, 2022
1 out of 5 stars

We have home & auto insurance with RBC Insurance. It is simply impossible to get in touch with their customer service. I tried to contact them on phone for a continuous week every single day and failed. It’s a hopeless and pathetic service.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Cancellation fee is around $500

by Gk on Oct 4, 2022
1 out of 5 stars

I called RBC to cancel my insurance and they charged extra month I already paid of $345 and an extra $108.. worst experience .. I would never go to RBC again.. they are stealing money…

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